Actual Cash Value (ACV)

Definition

The cost to replace property minus depreciation.

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Insurance Tools

What the item is worth today, used.

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Homeowners Insurance Cost Estimator

Estimate homeowners insurance premium ranges using home value, coverage, deductible, and risk profile assumptions.

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Auto Insurance Cost

Estimate your potential auto insurance premiums based on driver profile.

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Actuary

A business professional who deals with the measurement and management of risk and uncertainty.

Annuity

A financial product that pays out a fixed stream of payments to an individual, primarily used as an income stream for retirees.

Coinsurance

The percentage of costs of a covered health care service you pay (20%, for example) after you've paid your deductible.

Collision Coverage

Auto insurance that covers damage to your vehicle from a collision with another car or object.

Comprehensive Coverage

Auto insurance that covers damage to your vehicle from non-collision events (theft, fire, hail, vandalism).

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This software is for simulation and planning purposes only. Outputs are estimates based on your inputs and do not constitute professional financial, legal, or tax advice. Always consult a qualified advisor before making business decisions.