Terms of Service
Last Updated: January 2026
Welcome to Value Engine. By using our website and its suite of tools, you agree to the following terms. If you do not agree, please discontinue use immediately.
1. Nature of Service
Value Engine provides 200+ micro-apps for informational and educational purposes. All tools are provided "as-is" and "as-available." We do not guarantee the accuracy, reliability, or completeness of any calculation or result.
2. No Professional Advice
The tools on this site (including Finance, Health, and Business modules) are not substitutes for professional advice.
We are not financial advisors. Consult a professional before making investments or tax decisions.
We are not medical professionals. Use health calculators for general reference only.
Use generated passwords or debuggers at your own risk; do not use online tools for high-security production environments.
3. Disclaimer of Warranties
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. VALUE ENGINE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
4. Limitation of Liability
IN NO EVENT SHALL VALUE ENGINE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE; OR (C) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT.
5. Indemnification
You agree to defend, indemnify, and hold harmless Value Engine and its affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) resulting from your violation of these Terms or your use of the Service.
6. Data & Privacy
Your use of the Service is also governed by our Privacy Policy.
- No Data Storage: We do not store personal input data on our servers. All processing occurs locally in your browser.
- Local Data: By using the site, you consent to the use of local storage for saving your preferences.
7. Intellectual Property
The UI, code, and tool logic are the property of Value Engine. You may not scrape, mirror, or redistribute our tools without explicit written permission.
8. Changes to Terms
We reserve the right to modify these terms at any time. Continued use of the Service signifies your acceptance of the updated terms.