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Technical Debt

Definition

The implied cost of additional rework caused by choosing an easy (limited) solution now instead of using a better approach that would take longer.

Like financial debt, if not repaid, it can accumulate interest (making changes harder).

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This software is for simulation and planning purposes only. Outputs are estimates based on your inputs and do not constitute professional financial, legal, or tax advice. Always consult a qualified advisor before making business decisions.